Why you should have a Vale account
Smart and reliable security to protect your fund
Save smarter and earn huge returns without stress
Pay your bills and manage your expenses from Vale
Make smart investment decisions on the go and put your money to work.
Meet Vale Products Tailored for you
A savings plan that enables you to save for a particular goal, earn a high-interest rate. The interest rate is 8% per annum.
A flexible savings plan that makes you save and earn interest in as little as 24 hours. Access both your capital and interest anytime and enjoy 12% interest per annum.
Reach all your target savings goals faster. Save for anything, a little at a time and let your hard work turn into an easy win. Enjoy 10% interest per annum.
Give your money work by locking your funds for a fixed duration until maturity without access and get your interest paid upfront.
Save up for shared goals with friends, contribute separately and track progress together.
Invite friends to save for a common aim. Different individuals receive the group’s savings on a turn-by-turn basis i.e. Ajo/Esusu Savings.
Instantly save and grow your Naira to Dollars on your terms, access funds anytime and earn interest while at it.
Great safety. Great results. Fix a certain amount of funds in dollars for a specific duration until maturity and enjoy good interest rate.
Our users are in love with us
Since launch we have helped people from all works of life grow and achieve their personal financial goals.
Refer friends and earn money
When you refer a friend, you get N500 after the person you refer completes the registration process and makes a minimum deposit of N1000.
How does it work?
Step One
- Login to your Vale account
- Click on “More” icon at the bottom right of your screen, then click on “Referral”.
- Copy your referral link and share it with family and friends!
Step Two
- Get your referred user to complete KYC, and
- Fund wallet with a minimum of N1,000.
Step Three
- As soon as requirements are met, your wallet will be credited with 500 Naira!

Join Vale Today

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